Bank rate card
What does AU Small Finance Bank charge an exporter?
This is AU Small Finance Bank's published trade and forex rate card, reproduced head by head from the bank's own schedule dated w.e.f 26th Feb'24. 23 charge heads are published and 0 are not. The source document is linked at the foot of this page.
By Aaryan Kakani · · 3 min read
Key takeaways
This schedule was last revised before 2025. It is dated w.e.f 26th Feb'24 and is still the card AU Small Finance Bank publishes today, but an old schedule is a starting point for a conversation with the bank rather than a price you can rely on.
What does AU Small Finance Bank charge on an export transaction?
Every head below is reproduced from the schedule linked at the foot of this page. Amounts are as published; nothing has been converted, averaged or inferred, and charges are exclusive of 18% GST unless the schedule says otherwise.
| Charge head | What AU Small Finance Bank publishes |
|---|---|
| Inward remittance / export proceeds | Free (other than export advances; collecting bank charges at actuals); inward remittance towards advance against export Rs 500 |
| FIRC, FIRA and e-BRC | Bank certificate for any inward remittance Rs 500; FIRC (purpose FDI) Rs 500; duplicate e-BRC/FIRC/other certificate Rs 500; FIRC revalidation Rs 500 |
| Export bill regularisation (direct dispatch or advance received) | 0.0625%, max Rs 10,000 (export bills received for regularisation); NOC in EDPMS for regularisation Rs 500 per bill |
| Export bills on collection | 0.0625%, max Rs 50,000 + courier Rs 1,500 + SWIFT Rs 500 per SWIFT |
| Export bill purchase, discount or negotiation | Interest spread FCY 1.5% over SOFR/ARR, INR 2.5% over MCLR/RLLR (or per sanction) + courier Rs 1,500 + SWIFT Rs 500 |
| Extension of realisation period | Rs 1,500 per extension + SWIFT Rs 500 |
| Write-off or reduction in value | Write-off Rs 2,000 per shipping bill; reduction in invoice value Rs 1,500 per bill; change of buyer/consignee Rs 2,000 per bill |
| Crystallisation | Rs 2,000 per bill |
| Return of an unpaid export bill | 0.0375%, min Rs 2,000, max Rs 10,000 (+ foreign bank claim at actuals) |
| Export LC advising | Rs 2,000 + SFMS Rs 500 + courier Rs 500 (+ signature verification Rs 500 if applicable); amendment Rs 1,000; transfer USD 50 |
| Export LC confirmation | As defined in sanction letter + SWIFT Rs 500 |
| Overdue bill follow-up | Overdue export bills Rs 500 per bill per quarter; overdue export-advance documents Rs 100 per quarter per bill |
| SWIFT | Rs 500 per SWIFT/SFMS (LC/BG issuance SWIFT Rs 1,000) |
| Courier | Rs 1,500 (export/import bills); Rs 500 (LC advising / inland) |
What does AU Small Finance Bank charge on imports, guarantees and other forex services?
| Charge head | What AU Small Finance Bank publishes |
|---|---|
| Advance or direct import remittance | 0.125%, max Rs 50,000 + SWIFT Rs 500 |
| Import bills on collection | 0.25%, max Rs 10,000 + SWIFT Rs 500; bills under LC (retirement) 0.125%, max Rs 50,000 |
| Import LC issuance | As defined in sanction letter + SWIFT Rs 1,000; non-financial amendment Rs 1,500 |
| IDPMS / Bill of Entry | Bill of entry follow-up Rs 100 per bill per quarter; BOE extension beyond 6 months Rs 1,000 |
| Bank guarantee | As defined in sanction letter + SWIFT Rs 1,000 / SFMS Rs 500 + stamp paper at actuals; non-financial amendment Rs 1,500; invocation Rs 5,000 |
| Other outward remittance | Non-import, residents other than individuals 0.125%, max Rs 10,000 + SWIFT Rs 500; LRS Rs 500 + SWIFT Rs 500 |
| Forward contracts | Not stated |
| Commission in lieu of exchange | 0.125% of amount involved |
| Certificates, NOC and AD code letter | NOC Rs 500 per request; AD code letter Rs 500; GR waiver/approval Rs 2,000; NOC to other bank for buyer's credit Rs 2,000; letter to RBI Rs 5,000 (min) |
How does AU Small Finance Bank compare with the other banks?
Ordering is arithmetic on published figures across the 36 banks whose schedules could be re-checked against their source file, using the entry-tier charge a small-ticket exporter actually meets. It is not a view on which bank to use.
| Charge | AU Small Finance Bank | Where that sits |
|---|---|---|
| Export bill regularisation, per shipping bill | Not published | Left out of the ordering rather than scored as free |
| e-BRC or BRC | Not published | Left out of the ordering rather than scored as free |
| FIRC or FIRA issuance | ₹500 | 21st cheapest of 30 banks that publish it |
| Inward remittance, per credit | Free | 1st cheapest of 30 banks that publish it |
| Export bills on collection, entry tier | Not published | Left out of the ordering rather than scored as free |
| SWIFT, per message | ₹500 | 4th cheapest of 36 banks that publish it |
On published figures AU Small Finance Bank sits in the cheapest five on inward remittance, per credit (1st of 30), swift, per message (4th of 36). A full annual figure cannot be built for this bank, because at least one of those heads is unpublished. See all 38 banks side by side.
What else does AU Small Finance Bank's schedule say?
Single standard trade SOC; landing page https://www.au.bank.in/business-banking/trade-schedule-of-charges (shows same w.e.f 26 Feb 2024; bot-protected for curl, confirmed via WebFetch). Charges exclusive of taxes; out-of-pocket / correspondent bank charges extra; concessional pricing on exception basis. Late submission of export bill (beyond 21 days from shipment) Rs 100 per shipping bill. Return of funds USD 25. Merchanting trade Rs 5,000 over and above legs.
Where does this rate card come from?
| Provenance | Detail |
|---|---|
| Schedule date, as the bank prints it | w.e.f 26th Feb'24 |
| Bank type | Small finance |
| Checked | 19 September 2026 |
| Source document | Open AU Small Finance Bank's published schedule |
The source document was re-downloaded from AU Small Finance Bank on 19 September 2026 and compared by SHA-256 against the copy these figures were read from. It matched exactly, which means the figures here are what the bank was publishing that day rather than a stale cache.
What should I read next?
- Every Indian bank's export charges, compared All 38 rate cards in one table.
- Which bank is best for e-commerce exporters? The same schedules read head by head for marketplace sellers.
- Which bank is best for B2B exporters? LC advising, collection, crystallisation and guarantees.
- FIRC and BRC guide for Indian exporters What each certificate is and when you need one.
Tired of chasing AU Small Finance Bank to close your shipping bills?
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Update history
- First published.