Bank rate card
What does Bandhan Bank charge an exporter?
This is Bandhan Bank's published trade and forex rate card, reproduced head by head from the bank's own schedule dated Not printed (file name 07072026; PDF created 7 Jul 2026). 23 charge heads are published and 0 are not. The source document is linked at the foot of this page.
By Aaryan Kakani · · 3 min read
What does Bandhan Bank charge on an export transaction?
Every head below is reproduced from the schedule linked at the foot of this page. Amounts are as published; nothing has been converted, averaged or inferred, and charges are exclusive of 18% GST unless the schedule says otherwise.
| Charge head | What Bandhan Bank publishes |
|---|---|
| Inward remittance / export proceeds | Export realisation / inward remittance (advance against export) Rs 500; non-trade (A2) inward remittance Rs 250 |
| FIRC, FIRA and e-BRC | e-BRC Rs 100; ad hoc certificates incl. FIRC Rs 500 |
| Export bill regularisation (direct dispatch or advance received) | Up to Rs 10 lakh equivalent: Rs 100 flat per shipping bill; above Rs 10 lakh: 0.05%, min Rs 1,000 per transaction (docs against advance / sent directly / SOFTEX realisation) |
| Export bills on collection | 0.05%, min Rs 1,000 (bill handling, LC/collection) + courier Rs 1,000 (international) |
| Export bill purchase, discount or negotiation | Handling 0.10%, min Rs 2,000 + interest/discount per sanction; negotiation up to 0.10%, min Rs 2,000 |
| Extension of realisation period | Rs 500 |
| Write-off or reduction in value | Up to Rs 10 lakh equivalent Rs 1,000; above Rs 10 lakh Rs 1,200 per transaction |
| Crystallisation | Rs 2,000 |
| Return of an unpaid export bill | Rs 1,000 + other bank charges |
| Export LC advising | Rs 1,500 (USD 50 if on applicant); amendment Rs 500; transfer Rs 1,000 |
| Export LC confirmation | Transaction-specific pricing (bank and country of issuing bank) |
| Overdue bill follow-up | Rs 500 per tracer (overdue export bills, non-regularised export advances per quarter, SB beyond 270 days) |
| SWIFT | Rs 1,500 (LC/BG/SBLC/buyer's credit issuance & amendment, all foreign outward remittances); tracers/non-financial Rs 750; SFMS Rs 500 |
| Courier | International Rs 1,000; domestic Rs 500 |
What does Bandhan Bank charge on imports, guarantees and other forex services?
| Charge head | What Bandhan Bank publishes |
|---|---|
| Advance or direct import remittance | 0.12%, min Rs 1,000 + SWIFT Rs 1,500 |
| Import bills on collection | 0.125%, min Rs 1,500 (LC/collection) |
| Import LC issuance | Up to 2.5% p.a., min Rs 2,000 + SWIFT Rs 1,500 |
| IDPMS / Bill of Entry | Write-off/reduction of import bills / closure of Bill of Entry: up to Rs 10 lakh Rs 500, above Rs 10 lakh Rs 600 per transaction; BOE non-submission tracer Rs 500 |
| Bank guarantee | Up to 2% p.a., min Rs 1,000 + SWIFT Rs 1,500; e-BG issuance/amendment Rs 500 + stamp duty |
| Other outward remittance | Non-trade A2 (current account, other than LRS) Rs 1,000 + SWIFT Rs 1,500 |
| Forward contracts | Booking Rs 500 per contract; early utilisation/rebooking/cancellation Rs 500 per request + swap cost |
| Commission in lieu of exchange | 0.125%, min Rs 500 |
| Certificates, NOC and AD code letter | Ad hoc certificates (FIRC/AD letter/IEC letter/NOC/invoice attestation etc.) Rs 500; GR waiver Rs 1,000; AD code transfer Rs 500; RBI approval request Rs 5,000 |
How does Bandhan Bank compare with the other banks?
Ordering is arithmetic on published figures across the 36 banks whose schedules could be re-checked against their source file, using the entry-tier charge a small-ticket exporter actually meets. It is not a view on which bank to use.
| Charge | Bandhan Bank | Where that sits |
|---|---|---|
| Export bill regularisation, per shipping bill | ₹100 | 2nd cheapest of 29 banks that publish it |
| e-BRC or BRC | ₹100 | 13th cheapest of 23 banks that publish it |
| FIRC or FIRA issuance | ₹500 | 22nd cheapest of 30 banks that publish it |
| Inward remittance, per credit | ₹500 | 22nd cheapest of 30 banks that publish it |
| Export bills on collection, entry tier | ₹1,000 | 13th cheapest of 35 banks that publish it |
| SWIFT, per message | ₹1,500 | 30th cheapest of 36 banks that publish it |
On published figures Bandhan Bank sits in the cheapest five on export bill regularisation, per shipping bill (2nd of 29). An exporter filing 20 shipping bills a month, pulling an e-BRC for each and taking 20 payment credits, would pay ₹1,68,000 a year on these published heads alone. A merchant exporter lodging 10 collection bills a month with 10 certificates and 10 credits would pay ₹1,92,000. See all 38 banks side by side.
What else does Bandhan Bank's schedule say?
Single trade SOC linked from https://bandhan.bank.in/rates-charges (Trade Finance Services). No effective date printed; newer than SOC-Trade-Finance-05012026.pdf (Jan 2026). Exclusive of taxes/stamp duty; FCCT at actuals; correspondent charges at actuals. CLE recovered wherever no exchange benefit earned. Return of unapplied funds USD 25.
Where does this rate card come from?
| Provenance | Detail |
|---|---|
| Schedule date, as the bank prints it | Not printed (file name 07072026; PDF created 7 Jul 2026) |
| Bank type | Private |
| Checked | 19 September 2026 |
| Source document | Open Bandhan Bank's published schedule |
The source document was re-downloaded from Bandhan Bank on 19 September 2026 and compared by SHA-256 against the copy these figures were read from. It matched exactly, which means the figures here are what the bank was publishing that day rather than a stale cache.
What should I read next?
- Every Indian bank's export charges, compared All 38 rate cards in one table.
- Which bank is best for e-commerce exporters? The same schedules read head by head for marketplace sellers.
- Which bank is best for B2B exporters? LC advising, collection, crystallisation and guarantees.
- FIRC and BRC guide for Indian exporters What each certificate is and when you need one.
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Update history
- First published.