Bank rate card
What does Central Bank of India charge an exporter?
This is Central Bank of India's published trade and forex rate card, reproduced head by head from the bank's own schedule dated Not printed on page (current version linked from Service Charges page; retrieved 19 Sep 2026). 23 charge heads are published and 0 are not. The source document is linked at the foot of this page.
By Aaryan Kakani · · 3 min read
What does Central Bank of India charge on an export transaction?
Every head below is reproduced from the schedule linked at the foot of this page. Amounts are as published; nothing has been converted, averaged or inferred, and charges are exclusive of 18% GST unless the schedule says otherwise.
| Charge head | What Central Bank of India publishes |
|---|---|
| Inward remittance / export proceeds | Export advance receipt: up to USD 25,000 Rs 1,000 flat; above USD 25,000 Rs 2,000 flat; inward remittance credited to EEFC Rs 500 flat |
| FIRC, FIRA and e-BRC | e-FIRC Rs 500 flat; FIRC on security paper/letterhead Rs 250 per certificate; e-BRC included in per-bill export charge |
| Export bill regularisation (direct dispatch or advance received) | 100% advance received (IRM/FIRC value date not later than BL/SB date): Rs 250 per BL/AWB/PP/PR; e-commerce/courier bills Rs 250 per bill/invoice; late submission (>21 days from shipment) regularisation Rs 500 per bill |
| Export bills on collection | Rs 1,000 per bill lodgement (per BL/AWB/PP/PR) irrespective of amount, incl. E-BRC; covers up to 5 SBs, Rs 500 per SB beyond 5; courier/e-commerce bills Rs 250 per bill/invoice + out-of-pocket courier/SWIFT at actual |
| Export bill purchase, discount or negotiation | Rs 1,000 per bill lodgement (same per-bill charge as collection, incl. E-BRC) |
| Extension of realisation period | ETX application to RBI/ECGC Rs 1,000 per application; extension of bill due date Rs 500 (AD power) / Rs 1,000 (RBI power) |
| Write-off or reduction in value | Write-off of export bill Rs 1,500 per bill |
| Crystallisation | Not stated |
| Return of an unpaid export bill | Rs 500 per bill + out-of-pocket |
| Export LC advising | Own customers Rs 1,000 per LC; other banks' customers Rs 2,000; amendment Rs 500 / Rs 1,000; USD 75 per LC where recovered from foreign bank |
| Export LC confirmation | Commitment 0.15% per quarter (min Rs 750) + sight 0.15% flat (min Rs 1,250) or usance 0.25% per quarter; overall min Rs 2,000 |
| Overdue bill follow-up | Export bill overdue Rs 500 per bill per month; follow-up where advance received and docs not submitted after 180 days Rs 500 per o/s payment per quarter |
| SWIFT | LC/BG Rs 1,500; other messages Rs 500 |
| Courier | Import LC postage/courier Rs 1,000; otherwise actual out-of-pocket |
What does Central Bank of India charge on imports, guarantees and other forex services?
| Charge head | What Central Bank of India publishes |
|---|---|
| Advance or direct import remittance | As import bills not under LC: 0.10% (min Rs 1,500, max Rs 15,000) where bank earns exchange; 0.15% (min Rs 1,500, max Rs 20,000) otherwise + SWIFT Rs 500 per message |
| Import bills on collection | Not under LC: FCY 0.10% (min Rs 1,500, max Rs 15,000); INR/no exchange 0.15% (min Rs 1,500, max Rs 20,000). Under LC: 0.10% (max Rs 15,000) / 0.15% (max Rs 25,000), min Rs 1,500 |
| Import LC issuance | 0.12% per month up to Rs 5 cr (min Rs 1,200 per LC); 50% of rate on Rs 5-25 cr, 25% above Rs 25 cr; + courier Rs 1,000 + SWIFT Rs 1,500 |
| IDPMS / Bill of Entry | Follow-up of pending Bill of Entry Rs 200 per bill per month (BoE pending beyond 90 days from remittance) |
| Bank guarantee | Foreign guarantees NSE: financial 0.30% per month, performance 0.15% per month (min Rs 1,500); export performance (no cover) 0.30% per quarter (min Rs 1,500); deferred payment 0.50% per quarter; + SWIFT Rs 1,500 |
| Other outward remittance | Individual/NRO 0.10% (min Rs 500, max Rs 15,000) + SWIFT; others 0.25% (min Rs 500, max Rs 50,000) + SWIFT; from EEFC Rs 500 flat |
| Forward contracts | Booking Rs 750 per contract; early delivery/cancellation Rs 750 + swap cost + interest (1-yr MCLR/RBLR + 3%) on outlay |
| Commission in lieu of exchange | 0.10% (min Rs 2,000, max Rs 25,000) - e.g. PC granted but docs negotiated elsewhere, collection proceeds received in INR via other bank, PCFC used for imports |
| Certificates, NOC and AD code letter | Export certificate Rs 200; attestation Rs 100 per document; NOC for discounting with other bank Rs 1,000; NOC for shifting AD Rs 750; approvals (write-off, warehouse, EDF waiver etc.) Rs 1,500 |
How does Central Bank of India compare with the other banks?
Ordering is arithmetic on published figures across the 36 banks whose schedules could be re-checked against their source file, using the entry-tier charge a small-ticket exporter actually meets. It is not a view on which bank to use.
| Charge | Central Bank of India | Where that sits |
|---|---|---|
| Export bill regularisation, per shipping bill | ₹250 | 6th cheapest of 29 banks that publish it |
| e-BRC or BRC | Not published | Left out of the ordering rather than scored as free |
| FIRC or FIRA issuance | ₹500 | 24th cheapest of 30 banks that publish it |
| Inward remittance, per credit | ₹1,000 | 29th cheapest of 30 banks that publish it |
| Export bills on collection, entry tier | ₹1,000 | 14th cheapest of 35 banks that publish it |
| SWIFT, per message | ₹1,500 | 31st cheapest of 36 banks that publish it |
Central Bank of India does not sit in the cheapest five on any of the six heads measured here. It sits in the dearest five on inward remittance, per credit (29th of 30). A full annual figure cannot be built for this bank, because at least one of those heads is unpublished. See all 38 banks side by side.
What else does Central Bank of India's schedule say?
GST extra. Current forex charges are published only as an HTML page (Section D - Forex) linked from https://centralbank.bank.in/en/Service-Charges; no effective date printed. The older PDF (FOREX_SERVICE_CHARGES_01082021) had Rs 750/Rs 1,000 per bill and is superseded. Delinking Rs 500 per bill; reimbursement claims Rs 1,000 per claim. Export Vostro/SRVA INR trade: 0.20% (own customer) / 0.40% (other bank customer).
Where does this rate card come from?
| Provenance | Detail |
|---|---|
| Schedule date, as the bank prints it | Not printed on page (current version linked from Service Charges page; retrieved 19 Sep 2026) |
| Bank type | Public sector |
| Checked | 19 September 2026 |
| Source document | Open Central Bank of India's published schedule |
The source document was re-downloaded from Central Bank of India on 19 September 2026 and compared by SHA-256 against the copy these figures were read from. It matched exactly, which means the figures here are what the bank was publishing that day rather than a stale cache.
What should I read next?
- Every Indian bank's export charges, compared All 38 rate cards in one table.
- Which bank is best for e-commerce exporters? The same schedules read head by head for marketplace sellers.
- Which bank is best for B2B exporters? LC advising, collection, crystallisation and guarantees.
- FIRC and BRC guide for Indian exporters What each certificate is and when you need one.
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Update history
- First published.